Lots of real estate, lots of debt

Beth is 31, single again and eager to chart a new financial course. Not long ago, she started a new job in the forest industry with higher pay, so her future’s looking bright. She has a condo in Alberta that she bought at the peak of the province’s real estate boom in 2007 and that… Read More

Four reasons not to refinance your home

Interest rates are still extremely low, but they aren’t expected to stay there for long. Should you refinance before it’s too late? Not necessarily. Here are four reasons why refinancing might be a bad idea. 1. The break-even period is too long The break-even period is the number of months it will take you to… Read More